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Chapter 7, Chapter 11,
Chapter 12, Chapter 13

Mr. Wynn has been practicing Bankruptcy Law in the state of Florida for over 33 years. He is experienced in handling Bankruptcy cases including Chapter 7, Chapter 13, Chapter 11 and Chapter 12. Read More.

Charles M. Wynn,
Law Offices, P.A.

4436 Clinton St Marianna, FL 32446-3435

Phone: 850-526-3520
Toll Free: 800-780-8060
Fax: 850-526-5210

Business Hours:
Monday - Thursday
8:00 am - 5:00 pm

8:00 am - 12:00 pm

Panama City Office
Phone: 850-784-0132
Fax: 850-526-5210

Charles Wynn has recently earned the Client Distinction Award.

This honor has been made possible by clients who have taken the time to compliment you in the following areas:

✓  Communications Ability
✓  Responsiveness
✓  Quality of Service
✓  Value for Money

Panama City Asset Protection Lawyer

When people get into financial trouble, are facing law suits, and have thoughts of bankruptcy, the first inclination is to try to figure out how their assets can be protected. This is usually the greatest trap for individuals who do not seek competent professional advice. Attorney Charles Wynn has over thirty years of experience in representing debtors and creditors in Marianna, Panama City, and throughout Florida. Attorney Charles Wynn always advises that no person should make any transfer prior to consulting with him or another qualified professional. First, a transfer in contemplation of a Bankruptcy will deny the person a discharge in a Chapter 7 Bankruptcy. Secondly, it could be a third degree Federal felony. And, thirdly the transfer can be set aside.

One of the sadest moments in a client interview is to find out that the client followed his or her most trusted advisor’s advice by transferring or giving away an asset and having to tell that individual that he can never file a Chapter 7 and obtain a fresh start. In bankruptcy, all information is under penalties of Federal perjury so it is very important for all information to be accurate. One question requires the debtor to disclose all transfers within the two years prior to filing bankruptcy and many trustees question if there were any transfers within the four years prior to filing.

There are legal ways to protect assets and an individual must consult competent legal advice to avoid the above pitfalls. Mr. Wynn is licensed to practice before the Florida Supreme Court and all state courts within the state of Florida as well as the Federal District Court for the Northern and Middle District of Florida and the Fifth and Eleventh Circuit Courts of Appeal. If you find yourself exploring this area, you are strongly encouraged to make a confidential appointment with Attorney Charles Wynn to learn what you legally and safely can and should not do.

"Charlie care" is a slogan we developed to describe a plan for individuals who knew they were facing future medical expenses which they would be unable to afford. We would place the individual into a Chapter 13 Bankruptcy for a 3 to 5 year period.

When the medical event occurred they have three options:

1. Modify their budget to repay the medical expense

2. Convert their case to a Chapter 7 and discharge the new debt, or

3. Dismiss their case and re-file to bring in the new debt under the Chapter 13 umbrella of protection.

Often times, an immediate Chapter 7 will provide the short term debt relief, but prevents the individual from filing another Chapter 7 due to exorbitant medical expenses for 8 years.

The hiring of a bankruptcy attorney is an important decision that should not be based solely upon advertisements. Before making an informed decision, contact us to discuss your specific case and our qualifications. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer-client relationship. If you are considering bankruptcy and would like to discuss the specifics of your case, please contact our offices today or email us your case information.