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Chapter 7, Chapter 11,
Chapter 12, Chapter 13

Mr. Wynn has been practicing Bankruptcy Law in the state of Florida for over 33 years. He is experienced in handling Bankruptcy cases including Chapter 7, Chapter 13, Chapter 11 and Chapter 12. Read More.

Charles M. Wynn,
Law Offices, P.A.

4436 Clinton St Marianna, FL 32446-3435

Phone: 850-526-3520
Toll Free: 800-780-8060
Fax: 850-526-5210

Business Hours:
Monday - Thursday
8:00 am - 5:00 pm

8:00 am - 12:00 pm

Panama City Office
Phone: 850-784-0132
Fax: 850-526-5210

Charles Wynn has recently earned the Client Distinction Award.

This honor has been made possible by clients who have taken the time to compliment you in the following areas:

✓  Communications Ability
✓  Responsiveness
✓  Quality of Service
✓  Value for Money

Deed Lawyers in Panama City

Attorney Charles Wynn and his staff can assist you in the preparation of your deeds. Attorney Charles Wynn has found that many people simply desire a deed to be prepared without a title search. Over 30 years experience has shown the value of ordering a simple title search to ensure that the title to the property is free of title defects.  Panama City bankruptcy attorney Charles Wynn has found that if a title defect exists it is easier and less expensive to resolve the issue while are parties are alive than waiting and discovering the title defect years later when people have died or moved away and a quiet title suit is required to cure the defect.

There are different types of deeds which can convey title. The fee simple deed conveys complete title to the property. Title can be conveyed by a warranty deed in which the grantor warrants the marketability of the title or by quit claim deed in which the grantor conveys or deeds any interest he has in the property. There are life estate deeds in which the grantor deeds the property to another party and reserves a life estate in the property. With this deed the grantor cannot get the property back or undo the deed without the other party agreeing to deed the property back. A life estate deed has often been used in the past to convey property to a child in order to avoid probate. The danger with this deed is first, you cannot change your mind later and demand for the deed to be undone. Second, the interest received by the child is a future interest in real property and is not protected from that child’s creditors. (Note: see protect assets under Bankruptcy.)

Attorney Charles Wynn often utilizes the deed known as the Lady Bird deed when a client desires to give a child a deed and reserve a life estate. This special type of deed enables the grantor, who reserves a life estate, to cancel the deed at any time during their lifetime for any reason. If the deed is not cancelled, the child receiving the property receives full title upon the death of the grantor.

If you are considering deeding property to your children or you desire to deed property and restrict its use, consider making a confidential appointment with Attorney Charles Wynn to discuss your options.

"Charlie care" is a slogan we developed to describe a plan for individuals who knew they were facing future medical expenses which they would be unable to afford. We would place the individual into a Chapter 13 Bankruptcy for a 3 to 5 year period.

When the medical event occurred they have three options:

1. Modify their budget to repay the medical expense

2. Convert their case to a Chapter 7 and discharge the new debt, or

3. Dismiss their case and re-file to bring in the new debt under the Chapter 13 umbrella of protection.

Often times, an immediate Chapter 7 will provide the short term debt relief, but prevents the individual from filing another Chapter 7 due to exorbitant medical expenses for 8 years.

The hiring of a bankruptcy attorney is an important decision that should not be based solely upon advertisements. Before making an informed decision, contact us to discuss your specific case and our qualifications. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer-client relationship. If you are considering bankruptcy and would like to discuss the specifics of your case, please contact our offices today or email us your case information.