Learn More About

Chapter 7, Chapter 11,
Chapter 12, Chapter 13

Mr. Wynn has been practicing Bankruptcy Law in the state of Florida for over 33 years. He is experienced in handling Bankruptcy cases including Chapter 7, Chapter 13, Chapter 11 and Chapter 12. Read More.

Charles M. Wynn,
Law Offices, P.A.

4436 Clinton St Marianna, FL 32446-3435

Phone: 850-526-3520
Toll Free: 800-780-8060
Fax: 850-526-5210

Business Hours:
Monday - Thursday
8:00 am - 5:00 pm

8:00 am - 12:00 pm

Panama City Office
Phone: 850-784-0132
Fax: 850-526-5210

Charles Wynn has recently earned the Client Distinction Award.

This honor has been made possible by clients who have taken the time to compliment you in the following areas:

✓  Communications Ability
✓  Responsiveness
✓  Quality of Service
✓  Value for Money

Florida Bankruptcy Lawyer

If you are considering filing bankruptcy, it is important to have the right Florida Bankruptcy Attorney on your side and Charles Wynn is the right attorney for you.  Mr. Wynn has been practicing Bankruptcy Law for over 33 years, and is familiar in all types of cases concerning Bankruptcy, including the individual Bankruptcy choices, Chapter 7 and Chapter 13, and the Business choice of Chapter 11.  He also has experience with the lesser known Chapter 12 Bankruptcy for family farmers and fishermen.  Whatever your situation, Mr. Wynn will be able to assist you.  He will provide guidance that is personally geared to your unique situation, whether that involves filing Bankruptcy or avoiding Bankruptcy.  He has your best interest at heart.

Types of Bankruptcy

There are a few choices when deciding what type of bankruptcy is best for you.  There are choices for individuals, businesses, and a special choice for farmers or fishermen.

  • Chapter 7—usually for individuals with little or no assets, used to completely eliminate debts, not everyone qualifies for this type of bankruptcy
  • Chapter 11—usually for businesses, a way to keep creditors at bay while creating a repayment plan, which must be approved by creditors, could last for many years
  • Chapter 12—specifically for farmers or fishermen with a regular annual income, similar to Chapter 13
  • Chapter 13—usually for individuals with equity in homes, includes creating a plan to repay creditors, usually requires a trustee

Experienced Personnel

Mr. Wynn has the experience in all aspects of debt, from a few thousand dollars up to several millions of dollars owed to creditors.  In order to better help his clients; he has specific staff members that are trained in the different Chapters of Bankruptcy.  If your situation calls for Chapter 13 Bankruptcy, you will have a staff member specifically trained in Chapter 13 assisting you.  He has staff members trained for Chapter 7 filings and Chapter 11 filings as well.  Mr. Wynn has extensive experience in helping troubled individuals and business all over southeast Florida.  He has helped to reorganize individuals, family farms, sole proprietorships, limited partnerships, and corporations.  Businesses he has assisted range from sales to manufacturing, and many types in between.  If you are, or your business is, struggling financially, contact Mr. Wynn today to schedule a meeting to discuss your options.

Making The Right Choice

If you are considering filing for bankruptcy, there is no better attorney in North Florida to consult with than Attorney Charles Wynn.  He personally handles over 50% of the Chapter 13 cases in this division, and has never had a client denied discharge when filing a Chapter 7 Bankruptcy.  Determining whether or not to file Bankruptcy is not a decision to be made lightly, and Mr. Wynn has the knowledge and experience to help you make the right decision.  Keeping your family together is a priority of Mr. Wynn’s, and his decisions in assisting you are based in keeping the family unit strong.  He is also able to provide free advice for saving your family, or any moral or religious concerns regarding Bankruptcy. If you are struggling financially and considering filing for bankruptcy, contact a Florida bankruptcy attorney with proven experience like Mr. Wynn to schedule a private meeting and discuss your options.

"Charlie care" is a slogan we developed to describe a plan for individuals who knew they were facing future medical expenses which they would be unable to afford. We would place the individual into a Chapter 13 Bankruptcy for a 3 to 5 year period.

When the medical event occurred they have three options:

1. Modify their budget to repay the medical expense

2. Convert their case to a Chapter 7 and discharge the new debt, or

3. Dismiss their case and re-file to bring in the new debt under the Chapter 13 umbrella of protection.

Often times, an immediate Chapter 7 will provide the short term debt relief, but prevents the individual from filing another Chapter 7 due to exorbitant medical expenses for 8 years.

The hiring of a bankruptcy attorney is an important decision that should not be based solely upon advertisements. Before making an informed decision, contact us to discuss your specific case and our qualifications. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer-client relationship. If you are considering bankruptcy and would like to discuss the specifics of your case, please contact our offices today or email us your case information.